disclaimer
This website is intended as a source of information regarding Home X and its constituent companies, and is not to be taken as providing financial advice or recommendations in any way. The answers provided to questions published on this website are general opinions only and should not be taken as being definitive or exhaustive, nor are the answers intended to be advice as to any specific issue you may have. Whilst every effort has been made to ensure the accuracy of information contained in this website, Home X makes no warranty as to the accuracy and/or completeness of that information.
Home X accepts no responsibility for the consequences of decisions made on the basis of the information provided and advises that as every individual’s situation is different, professional advice should be sought based on the individual’s circumstances before any decisions are made.
To the extent a first home owner grant (FHOG) is available and specified in the advertised price, the estimated build price assumes you may be eligible for the first home buyer’s grant and the advertised price has therefore been reduced to reflect this grant. The price advertised is an estimate of the costs to build with Smart Homes For Living and separately purchase the underlying land. The estimated price is therefore subject to change once all site works plans are completed and the current market value of the land and other relevant costs are taken into consideration.
The contract to purchase the land is separate from the contract you sign with Smart Homes for Living to build the house. The contract to build the home will be executed with Smart Homes For Living. The estimated cost of building includes providing the building features described in the text of the advertisement. The building price is estimated based on assumptions Smart Homes for Living has made about site conditions and building inclusions. The actual price to you may change depending on the specific inclusions or changes you request, and matters identified during site works (including but not limited to local Government requirements, compliance with 6-star energy assessments and developer covenants). The elevation and images depicted in this advertisement are solely for illustrative purposes and are based on display homes. The pictures used may include features (such as but not limited to light fixtures, feature tiling/cladding, water features, landscaping features, planter boxes, turf, outdoor areas, retaining walls, pergolas, paving, decking, BBQs and outdoor kitchens) not included as part of the standard building contract.
Repayments have been calculated on a package price of $297,490 and a total loan amount of $282,616 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 13/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.
